Over the course of my entire adult life (up to the point of bankruptcy) I used credit cards and the occasional loan to finance everyday activities.
We never had expensive holidays and I've never had a Jag in the drive; credit bought food, not luxuries.
In 2009, partly down to the credit crunch and partly down
to my own stupidity I ended up in a hole so deep that my only
option was bankruptcy.
In this blog I talk about my personal experience of bankruptcy in the hope that it can be a useful source of knowledge to anyone embarking on a similar path.
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averagejoegoesbankrupt (at) gmail.com
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