So what have they sent me? Firstly, a few guides (I think I've also read these online on the Insolvency website ( http://www.insolvency.gov.uk - a useful source of information):
- Guide to bankruptcy;
- What will happen to my home;
- What will happen to my bank account.
- A letter outlining what I need to sign and send back, it also tells me about the phone interview;
- Form NTB2 - this basically means that they have my signature on a piece of paperwork that outlines the responsibilities of an undischarged bankrupt. Scary wording but no surprises (two copies, one of which I keep);
- Form TNIDIS - which gives my permission for the Official Receiver to request information from the Inland Revenue and the Department for Work and Pensions;
- Form NORD1 (actually I don't need to send this back - presumably it's here for reference) - which looks a bit like the TNIDIS form but for people I owe (owed, still find that difficult to remember) money to;
- Form DPADA - which also looks a bit like the TNIDIS form but for people I owed - and I sign this one and send it back.
- An ethnic monitoring form
- A comments and suggestions card;
- Finally, it also contained a handy map to get me to the Insolvency Service offices - usefully many of its directions actually refer to pubs and bars - handy for the newly bankrupted, I thought!
So, if you are reading this and you are not yet bankrupt - hide away your last few grand! You will need it!
On the good news side of things for today I received the details of my new Co-operative Cashminder account. Now I can give the sort code and bank account number to my work's payroll office and then sort out my direct debits. Just a shame I've got bugger-all money in there right now!