You might have noticed that comments are disabled on this blog. This does not mean that I don't want to hear from you - far from it. Simply, the majority of blog comments I have ever seen are by idiots, or bigots, or idiot bigots. I don't need to read the views of a 17-year old from Tulsa with no life experience on the best ways to avoid debt, and neither do you. I won't sink to that level.
On this blog I will be as open and honest as I can (apart from, obviously, maintaining anonymity - mostly to protect my family). If you have something important to say or comment upon then please feel free to email me - averagejoegoesbankrupt(at)gmail.com - and I will do my utmost to blog as complete an answer as I can.